Stacked coins increasing in height next to a glass jar filled with coins and topped with a small model house, symbolizing growing home equity and real estate investment.

Leverage Your Home Equity to Build Wealth Through Real Estate Investing

June 24, 20251 min read

Leverage Your Home Equity to Build Wealth Through Real Estate Investing

At Jelaine & Co., we believe your home is more than just a place to live, it's your most powerful financial asset. Yet, thousands of homeowners sit on untapped home equity without realizing its potential to create generational wealth.

What Is Home Equity?
Home equity is the difference between your property’s current market value and what you still owe on your mortgage. For example, if your home is worth $400,000 and you owe $250,000, you have $150,000 in equity.

Investor Thinking

Why Should You Use Your Home Equity?

  • Equity grows with time, don’t let it sit unused.

  • You can reinvest it into rental properties or upgrades.

  • It can help you eliminate high-interest debt or fund wealth-building strategies.

Top Questions to Know If You're Ready to Use Your Home Equity:

  1. Do I have at least 20% equity in my property?

  2. Is my credit score 620 or higher?

  3. Do I have a specific investment or financial goal?

  4. Am I ready to explore passive income and rental property ownership?

  5. Have I spoken to a licensed loan advisor or real estate strategist?

Real-Life Example: One of our clients leveraged $85,000 of home equity to purchase a duplex. That property now cash flows $700 per month , without touching their savings.

According to the Federal Reserve, U.S. homeowners are sitting on over $30 trillion in equity, most of it unused.

👉 Ready to see how much equity you can use? Book a free discovery call or call 954-906-0496.


Jelaine & Co. — Strategy Over Struggle.

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